Case Synopsis

A. Jyothi & Ors. vs ICICI Lombard General Insurance Company & Anr., 2025 INSC 1469.

Synopsis:  The Supreme Court has highlighted a critical legal ambiguity: whether the 'no-fault liability' compensation under Section 163A of the Motor Vehicles Act is available to the family of an owner-driver who dies due to his own negligent driving, or if their claim is limited to the fixed sum under the policy's personal accident cover. Noting conflicting judicial interpretations, the Court has ordered this case to be heard alongside a pending reference to a Larger Bench, which will conclusively resolve this conflict between contractual insurance limits and the expansive social welfare intent of the statute.

1. Heading of the Judgment

• Case Name: A. Jyothi & Ors. vs ICICI Lombard General Insurance Company Area Manager & Anr

• Citation: 2025 INSC 1469

• Court: Supreme Court of India

• Judges: Justice Ahsanuddin Amanullah and Justice K. Vinod Chandran

• Disposition: Order passed; Appeal t

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