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Legal Review and Analysis of K Nagendra vs The New India Insurance Co Ltd & Ors 2025 INSC 1270

In-Short

Case: K. Nagendra vs. The New India Insurance Co. Ltd. & Ors.

Citation: 2025 INSC 1270

The Supreme Court upheld the application of the "pay and recover" principle, directing an insurance company to first compensate victims of a road accident caused by a bus that deviated from its permitted route, and then recover the amount from the vehicle owner.


1. Heading of the Judgment

Case Name: K. Nagendra vs. The New India Insurance Co. Ltd. & Ors.
Citation: 2025 INSC 1270
Court: Supreme Court of India
Jurisdiction: Civil Appellate Jurisdiction
Civil Appeal Nos.: Arising out of SLP (C) Nos. 7139-7140 of 2023
Date of Judgment: October 29, 2025
Judges: Hon'ble Mr. Justice Sanjay Karol and Hon'ble Mr. Justice Prashant Kumar Mishra

2. Related Laws and Sections

The judgment primarily engages with the following legal framework:

  • Motor Vehicles Act, 1988: The overarching


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